Ethos Life Insurance – Final Expense

Offer ID: 20616888

Offer Additional Terms

Offer Terms and Conditions No incentive traffic is allowed (unless previously agreed and signed off by your Encknet Network Account Manager). Any traffic that is found to come from an incentive source that is not signed off will be rejected and the affiliate may be removed from the campaign. Fraudulent activity is taken seriously and any traffic that is deemed to be fraudulent will be terminated and result in the affiliate being removed from the campaign and potential suspension or expel from the network. All activity must be approved by an Account Manager any unapproved traffic may be rejected. All Email, Creatives Proof must be sent for approval for all offers that required proof. Conversions without proof or placement been approved will be rejected All Creatives should be sent to [email protected] with the Offer Id and inform your Account Manager. Description Guaranteed life insurance for seniors. Everyone up to age 85 is eligible. No medical exams or blood tests, just answer a few health questions online to get covered today. Marketing Lead Disqualifiers They are not a US citizen or permanent resident Birthdate results in user being under 20 years old or over 86 years old Home address is in NY Invalid Email Address Invalid Social Security Number Invalid US Driver's License The primary purpose of this policy isn’t to protect their family They have agreements in place to assign/sell this policy Marketing Lead Disruptrers Below Average Health (We have elevated risk products for below average, just not to a level where its uninsurable) Answers “Yes” to using Nicotine Products Below Average Credit Score Sample Health Question Disqualifiers / Elevated Risk (Post Marketing Lead) Having a BMI <17 or ≥ 41(Elevated risk product is up to 55) Significant weight loss above the age of 65 Significant weight loss or gain caused by a physical ailment, disorder, disease, illness or from an unknown cause Criminal activity and significant moving violations (Elevated Risk product could approve) Been declined for life insurance in the past (Elevated Risk product could approve) Permanently disabled, receiving disability benefits (including social security benefits), or currently confined to a hospital or assisted living facility Been admitted, or advised by a medical professional to be admitted, to a hospital or other licensed health care facility, had surgery performed or recommended [other than minor, elective orthopedic procedures], or been advised to have any diagnostic test that was not completed or results not yet received in the past 90 days HIV/AIDS (5 year lookback period) Diabetes diagnosed before age 40 and treated with insulin Schizophrenia, [bipolar] personality disorders, attempted suicide or hospitalization within the last 5 years for any mental health disorder or disease (not to include mild anxiety) Cancer, leukemia, lymphoma, melanoma, brain tumor, or any malignant tumor (excluding basal cell or squamous cell carcinoma of the skin). For Ethos Elevated Risk product, it is within 5 years. Coronary artery or heart disease (5 year lookback period), heart attack, angina, congestive heart failure, enlarged heart, heart surgery, pulmonary embolism (within the last 6 months), peripheral vascular disease or carotid artery disease, or use of a pacemaker or defibrillator Multiple sclerosis, dementia, cognitive impairment, Parkinson’s, ALS/Lou Gehrig’s, paralysis, muscular dystrophy, stroke/TIA, or other neurological disease or brain disorder (within the past 5 years) Cirrhosis, Liver disease or disorder (excluding Hepatitis A, B or C) Kidney disease or disorder (excluding kidney stones). We use a 5 year lookback period Respiratory or Lung disease or disorder [Including chronic bronchitis, emphysema, sarcoidosis, cystic fibrosis, untreated sleep apnea (not to include mild asthma)]. We use a 5 year lookback period Organ transplant recipient, Crohn’s disease or Ulcerative Colitis , Pancreatitis, Lupus/SLE or Scleroderma (no questions are generally asked if you were an organ donor) Chronic Illness or permanent injury (5 year lookback period)

Offer information last updated on 22nd Jul 24.

Offer Details
Countries AcceptedUSA
Session LifespanUnknown
Expiration Date20th July 2025
PreviewPreview URL
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